:root{font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;color:#18334a;background:#f5f4f0;font-synthesis:none;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased}*{box-sizing:border-box}body{margin:0;min-width:320px}button,input{font:inherit}.site-shell{min-height:100vh}.container{width:min(100% - 40px,1120px);margin-inline:auto}.skip-link{position:fixed;top:10px;left:10px;z-index:2000;transform:translateY(-160%);padding:10px 14px;border-radius:6px;background:#fff;color:#0f2b46;font-weight:700}.skip-link:focus-visible{transform:translateY(0);outline:3px solid #d4af37;outline-offset:2px}.site-header{background:#0f2b46;color:#fff;border-bottom:1px solid rgba(255,255,255,.16)}.header-inner{display:flex;align-items:center;gap:12px;min-height:78px}.brand-logo{display:block;flex:none;width:46px;height:46px;border-radius:50%;object-fit:cover}.brand-copy{display:grid;gap:2px}.brand-name{font-size:13px;font-weight:750;letter-spacing:.08em;text-transform:uppercase}.brand-subtitle{color:#bdcad5;font-size:11px;letter-spacing:.03em}.header-label{display:none;margin-left:auto;color:#b9c6d0;font-size:12px;letter-spacing:.04em}.intro{color:#fff;background:#0f2b46}.intro-inner{padding-block:48px 90px}.eyebrow{display:flex;align-items:center;gap:10px;margin:0 0 22px;color:#e3c66a;font-size:11px;font-weight:750;letter-spacing:.17em;text-transform:uppercase}.eyebrow-line{display:inline-block;width:22px;height:1px;background:#d4af37}h1,h2,p{margin-top:0}h1{max-width:850px;margin-bottom:20px;font-size:clamp(39px,7vw,66px);line-height:1.06;letter-spacing:-.055em;font-weight:650}h1 span{color:#e3c66a}.intro-lead{max-width:720px;margin-bottom:13px;color:#f1f4f6;font-size:clamp(18px,2.6vw,24px);line-height:1.42;font-weight:460}.intro-support{max-width:640px;margin:0;color:#bdcad5;font-size:14px;line-height:1.65}.workspace{display:grid;gap:20px;position:relative;margin-top:-48px}.card{min-width:0;border:1px solid #e2e2dc;border-radius:14px;box-shadow:0 14px 35px #0f2b4612}.calculator-card{padding:26px 24px 22px;background:#fff}.section-heading{display:flex;justify-content:space-between;gap:16px;align-items:start;margin-bottom:27px}.section-kicker{margin-bottom:8px;color:#8b762f;font-size:10px;font-weight:800;letter-spacing:.15em;text-transform:uppercase}.section-heading h2{margin:0;font-size:25px;letter-spacing:-.035em;line-height:1.15}.section-aside{padding-top:3px;color:#7a858d;font-size:11px;white-space:nowrap}.fields{display:grid;gap:23px}.field-label{display:block;margin-bottom:9px;color:#16334c;font-size:13px;font-weight:720}.input-wrap{display:flex;align-items:center;height:51px;border:1px solid #cbd2d5;border-radius:7px;background:#fff;cursor:text;transition:border-color .15s,box-shadow .15s}.input-wrap:focus-within{border-color:#0f5b91;box-shadow:0 0 0 3px #0f5b9129}.input-wrap-error{border-color:#b74242}.input-affix{padding-inline:16px;color:#4c6476;font-size:16px;font-weight:600}.input-wrap input{width:100%;min-width:0;height:100%;padding:0 15px;border:0;outline:none;background:transparent;color:#0f2b46;font-size:17px;font-weight:620}.input-affix+input{padding-left:0}.field-error{margin:7px 0 0;color:#a12f2f;font-size:12px;line-height:1.4}.form-footnote{margin:26px 0 0;padding-top:17px;border-top:1px solid #eceeea;color:#687987;font-size:12px}.results-card{display:flex;flex-direction:column;padding:26px 24px 22px;background:#153752;border-color:#153752;color:#fff}.results-heading{margin-bottom:22px}.results-heading .section-kicker{color:#e3c66a}.time-result{padding:25px 0 27px;border-block:1px solid rgba(255,255,255,.18)}.result-label{margin-bottom:10px;color:#c2cfda;font-size:12px;font-weight:650;letter-spacing:.02em}.time-value{margin-bottom:8px;color:#f2d678;font-size:clamp(30px,4vw,42px);font-weight:650;letter-spacing:-.045em;line-height:1.12}.unreached-value{max-width:430px;margin-bottom:10px;color:#f2d678;font-size:24px;line-height:1.25;font-weight:620;letter-spacing:-.025em}.time-detail{margin-bottom:0;color:#c2cfda;font-size:12px;line-height:1.5}.metrics{margin:0}.metric{display:flex;justify-content:space-between;gap:16px;align-items:baseline;padding-block:18px;border-bottom:1px solid rgba(255,255,255,.15)}.metric dt{min-width:0;color:#c2cfda;font-size:12px;line-height:1.45}.metric dd{flex:none;margin:0;text-align:right;white-space:nowrap;font-size:clamp(14px,3.5vw,17px);font-weight:650;font-variant-numeric:tabular-nums}.metric-total{border-bottom:0}.metric-total dt,.metric-total dd{color:#f2d678}.metric-total dd{font-size:clamp(16px,4vw,21px)}.result-empty{display:grid;place-items:center;min-height:280px;padding:30px;border-block:1px solid rgba(255,255,255,.18);color:#e4ebf0;text-align:center;font-size:16px}.disclaimer{margin:auto 0 0;padding-top:19px;border-top:1px solid rgba(255,255,255,.18);color:#bbcbd5;font-size:11px;line-height:1.65}.expansion-card{padding:26px 24px;background:#fff}.chart-section{margin-top:22px}.scenario-section{margin-top:20px}.expansion-heading{margin-bottom:23px}.expansion-heading h2{max-width:700px;font-size:clamp(23px,3vw,30px)}.section-subtitle{max-width:700px;margin:10px 0 0;color:#61727e;font-size:13px;line-height:1.55}.expansion-empty{display:grid;place-items:center;min-height:190px;padding:28px;border:1px dashed #c9d1d2;border-radius:8px;background:#f8f9f7;color:#597080;text-align:center;font-size:14px;line-height:1.5}.chart-topline{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:15px 25px;margin-bottom:18px}.chart-legend{display:flex;flex-wrap:wrap;gap:10px 22px;color:#3b5060;font-size:12px;font-weight:650}.chart-legend span{display:inline-flex;align-items:center;gap:8px}.legend-line{display:inline-block;width:24px;height:0;border-top:3px solid;border-radius:2px}.legend-balance{border-color:#0f2b46}.legend-contributed{border-color:#a47c18}.chart-status{display:inline-flex;align-items:center;gap:8px;margin:0;color:#26495f;font-size:12px;font-weight:700}.status-dot{width:8px;height:8px;border-radius:50%;background:#d4af37;box-shadow:0 0 0 3px #f8f0d7}.chart-frame{position:relative;width:100%;height:300px}.single-point-state{display:grid;align-content:center;gap:8px;min-height:220px;padding:25px;border:1px solid #e3e8e7;border-radius:8px;background:#f7f9f8;color:#173951;font-size:14px;line-height:1.5}.single-point-state span{color:#5a6d7a;font-size:13px}.chart-caveat{margin:15px 0 0;color:#647884;font-size:11px;line-height:1.6}.monthly-details{margin-top:20px;border-top:1px solid #e5e9e8}.monthly-details summary{display:flex;align-items:center;min-height:44px;width:fit-content;padding:8px 0;color:#1b557a;cursor:pointer;font-size:12px;font-weight:720}.monthly-details summary:focus-visible{outline:3px solid #91b8d1;outline-offset:4px;border-radius:2px}.monthly-table-scroll{max-height:390px;margin-top:16px;overflow:auto;border:1px solid #e2e7e7;border-radius:7px}.monthly-table{width:100%;min-width:550px;border-collapse:collapse;color:#243d50;font-size:12px;font-variant-numeric:tabular-nums}.monthly-table caption{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}.monthly-table th,.monthly-table td{padding:11px 13px;border-bottom:1px solid #e9eceb;text-align:right;white-space:nowrap}.monthly-table th:first-child{text-align:left}.monthly-table thead th{position:sticky;top:0;z-index:1;background:#edf1f0;color:#304c5d;font-weight:750}.monthly-table tbody th{font-weight:600}.monthly-table .target-row{background:#faf4e2;font-weight:750}.monthly-table tbody tr:last-child th,.monthly-table tbody tr:last-child td{border-bottom:0}.scenario-grid{display:grid;gap:13px}.scenario-card{min-width:0;padding:19px 18px;border:1px solid #dfe4e3;border-radius:9px;background:#fafbf9}.scenario-match{border-color:#c49b27;background:#fffaf0;box-shadow:inset 0 3px #d4af37}.scenario-header{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:8px;margin-bottom:17px}.scenario-header h3{margin:0;color:#0f2b46;font-size:21px;line-height:1.2;letter-spacing:-.035em}.scenario-header h3 span{color:#697b85;font-size:12px;font-weight:600;letter-spacing:0}.match-badge{padding:5px 8px;border-radius:3px;background:#ebd99b;color:#453912;font-size:10px;font-weight:800;letter-spacing:.04em;text-transform:uppercase}.scenario-card dl{margin:0}.scenario-card dl div{display:flex;justify-content:space-between;align-items:baseline;gap:10px;padding:10px 0;border-top:1px solid #e7e9e5}.scenario-card dt{max-width:50%;color:#627581;font-size:11px;line-height:1.4}.scenario-card dd{margin:0;color:#173951;text-align:right;font-size:12px;font-weight:750;line-height:1.35;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}.scenario-large-value dl div{display:block}.scenario-large-value dt{max-width:none;margin-bottom:4px}.scenario-large-value dd{text-align:left;white-space:nowrap;font-size:11px;overflow-wrap:normal}.scenario-footnote{margin:10px 0 0;color:#667984;font-size:11px;line-height:1.4}.scenario-note{margin:18px 0 0;color:#687b85;font-size:11px;line-height:1.5}.method-note{display:flex;gap:15px;align-items:start;margin-top:25px;margin-bottom:25px;padding:22px 24px;border:1px solid #e0ded4;border-radius:10px;background:#eeede8}.note-icon{display:grid;flex:none;place-items:center;width:22px;height:22px;border:1px solid #a18635;border-radius:50%;color:#866e24;font-family:Georgia,serif;font-style:italic;font-weight:700}.method-note h2{margin:1px 0 7px;color:#173951;font-size:14px}.method-note p{max-width:850px;margin:0;color:#4d6170;font-size:12px;line-height:1.6}.product-section{display:grid;gap:18px;margin-bottom:40px}.product-card{display:flex;flex-direction:column;min-width:0;padding:25px 24px;border:1px solid #dedfd9;border-radius:12px;background:#fff}.product-primary{border-color:#cbb46e;background:#fcfaf3}.product-card h2{max-width:680px;margin-bottom:10px;color:#0f2b46;font-size:clamp(20px,3vw,25px);line-height:1.2;letter-spacing:-.035em}.product-card>p:not(.section-kicker){max-width:680px;margin-bottom:15px;color:#4d6170;font-size:13px;line-height:1.55}.product-card .product-detail{color:#705c22;font-weight:700}.product-card>.product-link{align-self:flex-start;margin-top:auto}.product-link{display:inline-flex;align-items:center;justify-content:center;min-height:48px;max-width:100%;padding:11px 17px;border:1px solid #0f2b46;border-radius:6px;background:#0f2b46;color:#fff;font-size:13px;font-weight:700;line-height:1.35;text-align:center;text-decoration:none;transition:background .15s,border-color .15s}a.product-link:hover{border-color:#19476e;background:#19476e}a.product-link:focus-visible,.footer-inner a:focus-visible{outline:3px solid #d4af37;outline-offset:3px}.product-secondary .product-link{border-color:#0f2b46;background:transparent;color:#0f2b46}.product-secondary a.product-link:hover{background:#edf3f6}.related-tool{display:flex;flex-wrap:wrap;align-items:baseline;gap:4px 9px;margin:0;padding:2px 0;color:#536775;font-size:12px;line-height:1.5}.related-tool a{display:inline-flex;align-items:center;min-height:44px;color:#1b557a;font-weight:700;text-underline-offset:2px}.related-tool a:hover{color:#0f2b46}.related-tool a:focus-visible{outline:3px solid #d4af37;outline-offset:3px}.related-tool span{flex-basis:100%}.legal-page-shell{display:flex;flex-direction:column}.legal-header-inner{justify-content:space-between}.legal-brand{display:inline-flex;align-items:center;gap:12px;color:inherit;text-decoration:none}.legal-brand:focus-visible,.legal-back:focus-visible,.legal-main a:focus-visible{outline:3px solid #d4af37;outline-offset:4px}.legal-back{display:inline-flex;align-items:center;min-height:44px;color:#f2d678;font-size:12px;font-weight:700;text-decoration:none}.legal-back:hover{color:#fff}.legal-main{max-width:900px;margin-block:34px 54px;padding:40px 46px;border:1px solid #e2e2dc;border-radius:14px;background:#fff;box-shadow:0 14px 35px #0f2b460d}.legal-main .section-kicker{margin-bottom:14px}.legal-main h1{max-width:none;margin-bottom:12px;color:#0f2b46;font-size:clamp(32px,5vw,46px);letter-spacing:-.04em}.legal-lead{margin-bottom:28px;color:#4d6170;font-size:16px;line-height:1.55}.legal-copy-section{padding-block:22px;border-top:1px solid #e5e8e5}.legal-copy-section h2{margin-bottom:12px;color:#173951;font-size:21px;letter-spacing:-.02em}.legal-copy-section p{max-width:760px;margin-bottom:12px;color:#435b6b;font-size:14px;line-height:1.75;overflow-wrap:anywhere}.legal-copy-section p:last-child{margin-bottom:0}.legal-copy-section a{color:#1b557a;text-underline-offset:2px}.legal-copy-section .formula{width:fit-content;max-width:100%;padding:12px 14px;border-left:3px solid #d4af37;background:#f4f4f0;color:#173951;font-size:14px;font-weight:650;overflow-wrap:anywhere}.legal-page-shell .site-footer{margin-top:auto}.site-footer{border-top:1px solid #e3e1da}.footer-inner{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px 20px;padding-block:22px;color:#71808a;font-size:11px}.footer-inner span:first-child{color:#173951;font-weight:750;letter-spacing:.06em;text-transform:uppercase}.footer-inner nav{display:flex;flex-wrap:wrap;gap:4px 14px}.footer-inner a{display:inline-flex;align-items:center;min-height:44px;color:#1b557a;text-decoration:underline;text-underline-offset:2px}.back-to-top{position:fixed;right:28px;bottom:28px;z-index:1000;display:grid;place-items:center;width:52px;height:52px;padding:0;border:1px solid #d4af37;border-radius:50%;background:#d4af37;color:#0f2b46;cursor:pointer;font-size:27px;font-weight:700;line-height:1;transition:background-color .15s,border-color .15s}.back-to-top:hover{border-color:#fff;background:#fff}.back-to-top:focus-visible{outline:3px solid #0f5b91;outline-offset:3px}@media(max-width:600px){.back-to-top{right:16px;bottom:16px;width:48px;height:48px;font-size:24px}}@media(max-width:420px){.container{width:min(100% - 28px,1120px)}.calculator-card,.results-card,.expansion-card{padding:23px 18px}.section-heading{flex-wrap:wrap;gap:8px 16px}.section-aside{width:100%}.time-value{font-size:30px;overflow-wrap:anywhere}.unreached-value{font-size:21px}.chart-frame{height:280px}.product-card{padding:22px 18px}.product-card>.product-link{align-self:stretch}.legal-header-inner{flex-wrap:wrap;padding-block:10px}.legal-back{margin-left:58px}.legal-main{padding:26px 20px}}@media(min-width:640px){.container{width:min(100% - 64px,1120px)}.header-label{display:block}.intro-inner{padding-block:72px 112px}.calculator-card,.results-card,.expansion-card{padding:30px}.fields{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:18px}.field-label{display:flex;align-items:flex-end;min-height:34px;line-height:1.25}.chart-frame{height:340px}}@media(min-width:900px){.workspace{grid-template-columns:1.1fr .9fr;align-items:stretch;gap:22px;margin-top:-57px}.calculator-card,.results-card,.expansion-card{padding:34px}.fields{column-gap:24px;row-gap:30px}.scenario-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.method-note{margin-top:28px}.product-section{grid-template-columns:1.2fr .8fr;align-items:stretch}.related-tool{grid-column:1 / -1}}